Before You Offer
Free template
Know your downside before you make an offer.
A free NOI stress test template for commercial real estate buyers. Run a base case, a downside case, and a break-even case in minutes, then find your max offer price with the DSCR calculator.
What's inside
Base case vs. downside case: see what happens when your largest tenant leaves, rents reset lower, and insurance and taxes climb
Your break-even floor: how far income can fall before the deal stops covering its debt
Max offer price calculator: NOI ÷ DSCR → max loan (with the lender's LTV cap built in) → the price your loan and cash can actually support
Plain-English notes on every input. Works in Excel or Google Sheets.
Own retail in Florida?
Complimentary opinion of value
Thinking about selling a shopping center, strip center, or single-tenant retail property in Florida? I'll prepare a complimentary opinion of value using recent sales comps and your rent roll. No cost and no obligation.
Reach me directly. Have the property address handy.
Stephanie Pineda, Commercial Real Estate Advisor | LQ Commercial
Florida properties only. Stephanie Pineda is a Florida-licensed real estate sales associate with LQ Commercial. An opinion of value is not an appraisal.
About Stephanie
Commercial Real Estate Advisor | LQ Commercial
Stephanie Pineda is a Commercial Real Estate Advisor at LQ Commercial in Fort Myers, focused on investment sales across Southwest Florida. Watch the Before You Offer series on Instagram @crewithsteph and TikTok @crewithstephpineda.
LQ Commercial | 1614 Colonial Blvd #101, Fort Myers, FL 33907 | 239.333.4359
For educational purposes only. Not financial, legal, tax, or lending advice.
